 At
FMCU, we offer the VISA® Classic, VISA® Secured,
VISA® Gold and the VISA® Platinum credit card. Your
credit card should offer convenience, not high costs. Why
spend more on fees and interest charges than you have to?
Discover the savings of a FMCU VISA® Card.
You'll enjoy the following benefits:
- No annual fee
- 25-day grace period
- No transaction fee on cash advances from your credit
union (interest accrues from the day of the advance)
- Free travel and accident insurance
- Optional life and disability insurance available at low
rates
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Please click here to
apply for a FMCU VISA® Credit Card.
To report a lost or stolen FMCU VISA® Classic, VISA®
Secured, VISA® Gold or VISA® Platinum credit card click here or click
here for the credit card payoff calculator.
| Choose The Plan That Works
For You |
VISA® Classic |
VISA® Secured |
VISA® Gold |
VISA® Platinum |
| Annual Percentage Rate |
12.84% |
14.88% |
10.8% |
8.9% |
Other Annual Percentage
Rate
(cash advance & balance transfers) |
12.84% |
14.88% |
10.8% |
8.9% |
| Annual Membership Fee |
NONE |
$15.00 |
NONE |
NONE |
| Grace Period for Purchases |
25 DAYS |
25 DAYS |
25 DAYS |
25 DAYS |
| Method of Computing Balance |
Average Daily
Balance (including new purchases) |
| Minimum Finance Charge |
NONE |
NONE |
NONE |
NONE |
| Transaction Fee |
NONE |
NONE |
NONE |
NONE |
Cash Advance Fee: NONE
Over-Credit-Limit Fee: $25.00
Late Payment Fee: $20.00 if paid ten (10) or more days
after due date. Late payments and over-limit transactions
violate your VISA® account agreement.
Charges incurred by use of the VISA® card are due
on receipt of the account statement.
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Return Check Fee: $20.00
Request for Statement Copy Fee: $5.00
Classic and Secured Card Replacement Fee: $20.00
Gold and Platinum Card Replacement Fee: $0
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