Fort McPherson Credit Union


About Us

VISA® Credit Cards

Verified VisaAt FMCU, we offer the VISA® Classic, VISA® Secured, VISA® Gold and the VISA® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a FMCU VISA® Card.

You'll enjoy the following benefits:

  • No annual fee
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Free travel and accident insurance
  • Optional life and disability insurance available at low rates
Couple using a computer to buy something
Please click here to apply for a FMCU VISA® Credit Card.

To report a lost or stolen FMCU VISA® Classic, VISA® Secured, VISA® Gold or VISA® Platinum credit card click here or click here for the credit card payoff calculator.

Choose The Plan That Works For You VISA® Classic VISA® Secured VISA® Gold VISA® Platinum
Annual Percentage Rate 12.84% 14.88% 10.8% 8.9%
Other Annual Percentage Rate
(cash advance & balance transfers)
12.84% 14.88% 10.8% 8.9%
Annual Membership Fee NONE $15.00 NONE NONE
Grace Period for Purchases 25 DAYS 25 DAYS 25 DAYS 25 DAYS
Method of Computing Balance Average Daily Balance (including new purchases)
Minimum Finance Charge NONE NONE NONE NONE

Cash Advance Fee: NONE
Over-Credit-Limit Fee: $25.00
Late Payment Fee: $20.00 if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your VISA® account agreement.
Charges incurred by use of the VISA® card are due on receipt of the account statement.

Return Check Fee: $20.00
Request for Statement Copy Fee: $5.00
Classic and Secured Card Replacement Fee: $20.00
Gold and Platinum Card Replacement Fee: $0